Year-end portrait 2022 — Insurance Law

Profile of Rachel Clément

Rachel Clément is a partner, and co-chair of our Insurance Law Group.

In addition to conducting her practice and ensuring the group’s leadership, she plays a key role in managing our client relationships, especially with major clients in Quebec and Ontario as well as in London.

An active member of the Canadian Litigation Counsel, a nationwide association of independent law firms whose purpose is to provide litigation services to the insurance and other public and private institutions, she takes part in various industry events across Canada. She was recently in Halifax to attend the annual RIMS Canada conference, hosted by the Risk and Insurance Management Society.

Have a look at her bio.

Our New Members

Our talented professionals share our values and are committed to our clients’ satisfaction. They have chosen our firm to pursue their careers and we are pleased to have them with us. Welcome to all of them!

Our firm is always looking for talented and passionate professionals. Send us your application. 


Globe and Mail’s rating — November 16, 2022

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Our Representative Mandates

General Liability

  • Defending a consultant engineering firm against a claim of several million dollars in the construction field
  • Defending a specialized manufacturing firm after a fire that caused a $13-million loss
  • Defending an industrial maker of plumbing supplies for losses caused by water damage
  • Representing a business in a claim of over $1 million following water infiltrations in the roofing structure
  • Defending a snow removal business after a fall on the ice in a shopping centre, causing damages of over $1 million to the victim
  • Defending a restaurant-bar following a fall that had occurred on its dance floor, causing alleged damages of millions of dollars
  • Defending a spa following a fall that occurred in its steam bath, and a hotel in relation to an accident in its outdoor swimming pool
  • Defending an event organizer following accidents that occurred during a musical performance, and in a game of piñata

Professional Liability

  • Defending an accountant against a claim for the tax consequences from the sale of the assets of a business in relation to a derogation from his duty to inform in a corporate reorganization of the companies
  • Defending notaries in relation to real estate frauds by way of identity theft: cases of $4 million and $6 million respectively
  • Defending notaries in relation to applications for annulment of hypothec deeds and wills because of lack of capacity or undue influence on the testator
  • Defending notaries in relation to problems with servitudes or other real rights following the sale of a building
  • Defending notaries in relation to the correction of trust deeds
  • Defending notaries in applications for improbation of authentic deeds or in cases related to privileged communications
  • Defending a re-purchase inspector in relation to defects discovered after the sale of a building

Personal Insurance

  • Defending a disability insurer sued after it refused to pay compensation to the plaintiff, a medical specialist, claiming that he was not eligible to the renewal of the policy after reaching the age of 65
  • Defending a travel assistance company sued over the services rendered abroad following a severe medical emergency during a trip in Europe

For more information on the expertise of our insurance law professionals, consult our services page and do not hesitate to contact us


Here’s a look at some of our lawyers’ most recent publications. 

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RSS regularly offers continuing education and knowledge development activities. These communications are available online via the Zoom platform, and are offered at no cost. Several are available as broadcasts after their initial presentation.

Coming Events

Insurance Law Webinar: The General Contractor’s Liability: Comparison of articles 2118 and 2100 CCQ (in French)

Wednesday, November 30
Speaker: Stéphanie Beaudoin

Click here to register to this webinar and click here to learn more about other upcoming activites

Past Webinars

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Articles in the same category

The strict standard applicable to the exclusion clause for suicide

On February 3, 2023, in Bolduc v. SSQ Assurance, 2023 QCCS 266, the Superior Court once again reminded the insurance industry that strict compliance with the rules governing the drafting of exclusion clauses, particularly in the case of suicide, is essential to avoid unfortunate consequences for insurers. The facts in dispute On November 23, 2006, […]

Where do you keep your corrosive cleaner?

The Facts La Capitale was claiming reimbursement of more than $137,000 in compensation paid to its insureds following water damage that occurred in their home on February 2, 2017. La Capitale was thus suing the general contractor who built the residence in 2012, the distributor of the faucet whose flexible pipe failed, as well as […]

The Insured Left Its Imprint

Was there a sufficient insurable interest for this insured whose building housed a printing business owned by a different entity with the same shareholder? On January 12, 2023, the Honourable Dominique Poulin of the Superior Court of Quebec answered this question in a decision on the notion of insurable interest: 9208-9499 Québec inc. c. Royal […]

The boat disappears: the claim sinks!

Was it a theft or was it a fraud? This was the question the Quebec Court and the Court of Appeal had to answer in the matter of Christian Desmeules Beaumont v. Société d’assurance Beneva inc. (2023 QCCA 50 (2021 QCCQ 7298). An insured (“the insured”) claimed the amount of $38,303 from its insurer who […]

Animaux sauvages à déclaration obligatoire

Only available in French Que faire lorsque l’on retrouve un animal blessé ou mort sur la route? Avant d’entreprendre toute procédure d’enlèvement de la carcasse de l’animal concerné, la Loi sur la conservation et la mise en valeur de la faune (ci-après « la Loi ») (R.L.R.Q. Chap. C-61.1) impose à tous et toutes, dans certaines situations, […]

Crisis averted on the Canal!

With unpredictable weather at an all-time high, cities and municipalities are facing increased claims resulting from pedestrian falls. Even on sunny days, cities are not immune from potential risks, as was the case in a recent decision rendered by the Court of Quebec in Unlusoy v. Ville de Sainte-Anne-de-Bellevue 2022 QCCQ 9681. As highlighted by […]

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