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An Insurer Is Not Required to Uncover What the Insured Was Required to Disclose

In Kayembe-Kabeya v. Industrielle Alliance, assurance et services financiers inc., 2026 QCCS 1714, the Superior Court sets the record straight on the principle of contractual “utmost good faith”. The Facts In September 2019, Ms. Ricady Mede (hereinafter “Mede”) purchased a life insurance policy from Industrielle Alliance (hereinafter the “Insurer”). A few months later, she died of […]

When it’s too late for latent defects…

The Superior Court recently rendered a judgment in Reinert v. Construction Maurice Bilodeau Inc., 2026 QCCS 2276, dealing with timeliness to give notice in cases of latent defects. The Facts In 2013, Ms. Sylvie Reinert and Mr. Denis Leclerc retained Construction Maurice Bilodeau Inc. (“CMB”) for the construction of a residential building on a vacant lot in Lévis. […]

Insurance Math: One Claim, Two Fires, Three Points of Origin, Zero Recovery: When Circumstantial Evidence Speaks Louder Than a Confession

In Chatel v. Desjardins Insurance, 2026 QCCS 712, the Quebec Superior Court reaffirmed a principle of insurance law: direct evidence is not required to establish an intentional fault. Mr. Chatel claimed $532,000 under his homeowner’s insurance policy following two fires that occurred four days apart. The first caused partial damage to his residence, while the second […]
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Announcements

RSS Welcomes Luciana Iammarrone to Its Insurance Law Group!

We are pleased to welcome Luciana Iammarrone to our Insurance Law Group! Her practice focuses primarily on representing insurance companies, in both subrogation and defence matters. Before joining RSS, Luciana completed her articling and practiced law at at a boutique firm specializing in commercial litigation. Welcome to the team, Luciana!

RSS Welcomes Two New Lawyers to Its Team

RSS is proud to announce the swearing-in of Katherine Gubert-Mitchell and Lucca da Costa Perlati, who officially join the firm as lawyers. Katherine Gubert-Mitchell joins RSS’s Family Law group. She joined RSS as a student in May 2024, after completing her third year of law studies at the Université de Montréal. Lucca da Costa Perlati […]

RSS Welcomes Aron Hayoun to Its Insurance Law Group!

We are pleased to welcome Aron Hayoun to our Insurance Law Group! His practice focuses on representing insurance companies in both subrogation and defence matters. Before joining RSS, Aron completed his articling and practiced as a litigator at a civil litigation firm. Welcome to the team, Aron !  
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