Chantal Noël

Lawyer, Associate


Insurance Law


French, English





Chantal Noël is an associate in our Insurance Law Group. Her practice focuses primarily on legal research, as well as civil liability cases where the firm has been appointed to represent insureds in defense. She frequently analyzes insurance policies for coverage and duty to defend.

Chantal has developed extensive experience in legal research. In addition to mastering Quebec, Canadian and international legal databases, she manages databases that she has developed within the firm. Furthermore, she stays up-to-date with all aspects of litigation in order to advise clients on their chances of success, and to inform the Courts that must render judgement on the issues submitted.

Before specializing in legal research, Chantal practiced law in various fields. She frequently represented clients before administrative tribunals and the various chambers of the Superior Court (civil, family and commercial). This experience has allowed her to create pertinent legal arguments and accurately assess the needs of our litigators.

Representative files and mandates

Chantal currently works on the following types of files:

  • Analysis of insurance coverage, including property insurance, liability insurance, errors and omissions policies, and builders risk insurance policies
  • Commercial general liability policies: pre-contractual representations, coverage, exclusion clauses, general conditions of insurance policies, and duty to defend
  • Arson: insurers’ quality and burden of proof
  • Product liability: latent defects, legal and contractual guarantees, product safety, and The Consumer Protection Act
  • Municipal liability: sewer backups and firefighter negligence
  • Liability of various parties in the construction industry: contractors, subcontractors and professionals
  • Professional liability: engineers, lawyers, and others
  • Assessment of damages for bodily injuries and losses resulting from death: loss of income, non-pecuniary damages (loss of enjoyment of life and functional limitation), and solatium doloris


Claims for Latent Defects: Limits to the Pre-Purchase Inspection Obligation and to the Amounts That Can Be Awarded in the Event of Liability

26 October 2022

The recent decision in Nguyen c. Succession de Durand, 2022 QCCS 3224 provides a useful illustration of the legal principles which apply in the event of a claim for damages for latent defects. The Superior Court reiterated that a buyer’s obligation to inspect a residence prior to purchase is limited in scope and that the […]

A Double First: Jurisprudence on YouTube and First Dismissal of a Claim for Business Interruption Following the Coronavirus

8 July 2020

On July 1, Michigan Circuit Court Judge Joyce Draganchuk heard a motion by teleconference via Zoom. However, the hearing and the summary judgment rendered on the bench were broadcast live on YouTube on behalf of Judge Draganchuk. It is therefore a first and it will be interesting to see if our Quebec Courts will admit […]

SNC-Lavalin inc. c. Deguise: Insureds’ Omission to Declare All Facts Relevant to the Risk

3 July 2020

On April 6, the Court of Appeal of Québec rendered its decision in SNC-Lavalin inc. (Terratech inc. et SNC-Lavalin Environnement inc.) c. Deguise, 2020 QCCA 495. Considering the importance of this decision for both the construction and insurance industries, RSS offers a series of newsletters discussing the main issues at stake. This is one segment of the […]

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Publications and Conferences

  • Co-author, with Nick Krnjevic, “COVID-19 et pertes liées à l’interruption des affaires : la couverture d’assurance en temps de pandémie”, Bar of Quebec Continuing Education Service, Développements récents en droit des assurances, vol. 505 (2021), p. 115
  • In charge of biannual updates for Residential Insurance Policies, Annotated and Commercial Insurance Policies, Annotated since 1996. Both manuals were originally authored by RSS lawyers and are published by Les éditions Yvon Blais.
  • Chantal has written numerous RSS newsletters, and edits the written material for training sessions and lectures presented by her colleagues.


Bachelor of Laws (LL.B.)

Université de Sherbrooke


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