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Is gradual occupancy a vacancy under the policy?

By Chantal Noël, from our Insurance Law Practice Group.

October 30, 2018 — Homeowner insurance policies frequently exclude vacant dwellings from coverage. But is a building considered vacant when its owners have not yet moved in while visiting occasionally to prepare the premises?

The Superior Court recently examined this question in Nkana c. La Garantie, compagnie d’assurances de l’Amérique du Nord, 2018 QCCS 4265.

Click here to read more (PDF).

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